Most of us do not work for employers who offer a fully-funded pension plan. The result of this is we need to have a method of saving money for our retirement. While most of us will be entitled to collect Social Security upon retirement, the benefits may be insufficient to maintain our lifestyle. Many people deposit funds into Individual Retirement Plans (IRAs) to save for … [Read more...]
How to Save Money
Marcus by Goldman Sachs Review
You've probably heard of Goldman Sachs before. After all, they're a well known American multinational investment bank and financial services company. Established over 150 years ago, they're the 5th largest bank in the US with 36,000 employees. Stemming from Goldman Sachs comes Marcus, an online platform that offers personal loans and savings accounts with better interest … [Read more...]
How To Create A Zero Based Budget
Budgeting is a necessity if you are working towards your financial goals. Whether you are saving for retirement, a vacation, or planning to go back to school, getting a handle on your spending habits is a must. Budgeting tools are important and deciding what type of budget works best for you and your family is required. For some, a zero-based budget may be the answer. To … [Read more...]
What Does Renters Insurance Cover?
So you're currently renting, and you're not sure if you should get renters insurance. What does renters insurance cover? Doesn't the landlord's property insurance protect you and your belongings? How much is it going to cost? And what is the cost dependent on? These are all common questions you might have about renters insurance. We'll answer all of them and more as we go … [Read more...]
Is Nationwide Renters Insurance Right For You?
Renters insurance is there to protect your belongings in case of an unexpected event. Typically, you can go online and easily find a quote for renter's insurance. You may even go with the first quote you receive, and be done with it. But, there is the possibility of getting a better deal on renter's insurance if you take the time to do the research and look at all of your … [Read more...]
Undebt.it App | Debt Management Tool
If you are looking for a tool that will help you get out of debt, Undebt.it might be exactly what you need. This tool was created by Jeff Donaldson, who was struggling just like you may be now. He used to think that debt was simply a part of adult life, until he realized that it didn’t need to be like that. Donaldson worked super hard to get this tool put together to … [Read more...]
The 5 Best Retirement Plans
Baby boomers are retiring at a rate of 10,000 per day, and research indicates we might be on the verge of a retirement crisis. Why? Simply put, many Americans are unprepared. Another 26% report having less than $50,000 saved for retirement. That means over half of retirees lack sufficient retirement funds. However, all the blame doesn't rest on the retirees. The … [Read more...]
Basics of IRA vs 401k Retirement Plans
We all need to save for retirement. One of the challenges you may face is which plan to choose. The two most common plans are IRA and 401(k) plans. Your employer may offer you both plans as part of your benefits package. In most cases, your employer will offer a 401(k) plan and you will be on your own to establish an IRA. So, which one is right for you? We'll … [Read more...]
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