Debt Types

You’ve probably heard of Fingerhut at some point, right?  But do you know how Fingerhut actually works? Is Fingerhut a good move for someone with bad credit? And what are the qualifications in order to be approved?  We'll go over all of this and more so you can decide if this is the right choice for you. We're going to cover:  What is Fingerhut? How Fingerhut … [Read more...]

When you are in debt, it is easy to feel trapped. But, you certainly aren't alone. Credit card debt in the United States exceeded $1 trillion in 2017. For many people, this means they are not saving for retirement. Many people are also making only minimum monthly payments, meaning it will take longer to pay off credit card debt. If you are planning to purchase a … [Read more...]

Building credit might seem a bit complicated if you've never done it before. The biggest hurdle to overcome is being able to show a history of responsible repayments to qualify, when you don’t have any credit history in the first place. To overcome this challenge you need to select what type of  building credit option is best for you. Once you have a full understanding … [Read more...]

A cash back credit card is one of the easiest way to earn rewards. They're a useful tool to get paid for the things you're already buying everyday.  Sounds like a good deal, right? Well it is! It’s just a matter of identifying which is the right card for you and making sure your application is approved.  So, let's look at some of the factors you should consider when … [Read more...]

Want to build your credit, but not sure where to start? It's not as difficult as it may seem. A lot of people are under the impression that building credit from scratch is hard to do. But the reality is that it's not. It's just a matter of knowing the right moves to make. We'll take you through the steps necessary to start building your credit today. We're going to … [Read more...]

Unfortunately, debt is a reality for almost everyone these days. And we know how stressful it can be when you think there’s no way out of it. It probably feels a lot like going in circles with no end in sight. But, you are not alone. Lots of Americans are in similar situations to yours. The difference is that you’ve acknowledged the problem, and you’re ready to tackle … [Read more...]