Even with bad credit, it’s still possible to get a personal loan. However, you should expect a smaller pool of lenders to choose from, along with a higher interest rate. It’s important that you choose a lender carefully, and that you have a full understanding of the loan terms you’re applying for. Personal loans can really help you when you need it the most. You can … [Read more...]
Debt Types
Is The Nordstrom Credit Card The Right Option For You?
If you’re a big Nordstrom shopper, chances are that you’ve probably considered applying for their credit card before. And why wouldn’t you? What sounds better than earning rewards for the purchases you’d already be making at your favorite department store. But, have you taken the time to really look into The Nordstrom Credit Card? We’ll take you through in the in and … [Read more...]
5 Best Balance Transfer Cards
If your credit card payments aren’t making a dent in your total balance, then you know how frustrating it is to see the interest accruing each month. It seems like no matter how much money you put towards the payments, you’re just ending up owing more each month after the interest is calculated. You need a way to pay down your balance, without worrying about the interest … [Read more...]
11 Tips on How To Raise Credit Score Fast
Credit is the short term definition of financial trustworthiness. When looking to make a financial move, your credit is going to play the biggest role in whether or not the lender is willing to give you the loan. Basically, consumers use credit as a means to obtain services and goods today, but divide the cost over an extended period of time. This allows people to … [Read more...]
7 Best Credit Cards For No Credit
If you don’t have any credit established, you might know that trying to do so is kinda a tricky situation. In order to qualify for the best credit cards, you need to have an established credit history. But how can you establish your credit if you don’t qualify for a credit card to get started? If you’re trying to figure out how to start building your credit and apply for … [Read more...]
Best 0% APR Credit Card Offers
Have you been getting offers in the mail for a 0% APR credit card, but not sure if it’s the right choice for you? Let’s break down what it means to get a 0% intro APR credit card so you can make the decision on whether or not it’s a smart move for you to make. We’ll give you the lowdown on how these cards work, how you can use it to your advantage, and what to look for … [Read more...]
How To Stop Student Loans From Taking Your Taxes
Often times, you're not in the financial position you thought you'd be after graduating college. Maybe you didn't find a job right away, or ended up with a lower salary than you were expecting. Either way, it's been harder than you anticipated to make ends meet. You've pushed your student loan payments aside for a couple of months to make sure you can pay your rent. But … [Read more...]
5 Benefits To A Student Consolidation Loan
The idea of consolidating your student loans is a pretty easy one. Consolidation is the process of taking multiple student loans and combining them into one loan, and there are several advantages to doing this. We've put together the top 5 benefits of a student consolidation loan. So you can decide whether it's the right move for you. In this article we're going to … [Read more...]
