Are you tired of receiving harassing phone calls from debt collectors? Are you desperate to put a stop to it? We all know we should pay our debts. But, a collection agency does not have the right to harass you, even if you are behind on your payments. Luckily, the Fair Debt Collection Practices Act protects you, your family, and friends from being constantly contacted … [Read more...]
Debt Relief
How To Negotiate Your Own Credit Card Settlement
Have you been considering negotiating your own credit card settlement? If so, it’s time to take charge and get started. Not sure what your first step should be? You probably have an idea of how the process works, but maybe you’re not sure how to tackle it on your own. Don’t worry, we’ve got your back. We’ll explore all the steps you’ll need to go through to … [Read more...]
The 8 Best Debt Settlement Companies
So you’ve decided that debt settlement is going to be your best option for your current situation. You love the fact that you’re going to save a ton of money and be out of debt in way less time than you would be on your own. You’ve got a plan of action, but who is going to ensure it all runs smoothly for you? It’s imperative to your success that you team up with a … [Read more...]
How Debt Settlement Works | Pros and Cons
Are you at the point where you can’t afford more than your minimum payments every month? Are your credit card balances just continuing to increase with every statement? If so, you’re probably ready to throw your hands up and scream. Odds are that you’ve exhausted all of your options at this point. You don’t know where to find any additional money to put towards your … [Read more...]
16 Must Read Tips Before Starting Debt Settlement
So you've decided to go through the debt settlement process. You're going to end up paying less than you owe and getting out of debt much faster than you would otherwise. But, there are some things that are important you pay attention to during the process. Here are a few tips on how to navigate your finances once you decide to settle your debts. In this … [Read more...]
Debt Settlement vs Debt Consolidation
So you’ve found yourself in some credit card debt. Maybe your household experienced a job loss or you were hit with some unforeseen medical expenses. No matter how you got here, you need to get yourself out. But how? Dealing with credit card balances higher than your paycheck can be frustrating to say the least. You’re paying your monthly minimums, but your balances … [Read more...]
How To Write A Debt Settlement Letter
If you’re getting heckled with calls from creditors and receiving past due bills in the mail everyday, you’re probably ready to throw your hands up and scream. You can see the interest increasing your balances every month, but you can’t afford to pay them down. Your credit score has started to drop, and you’re worried that this debt is going to negatively affect your … [Read more...]
Debt Collections | How To Deal With Debt Collectors
Debt collections can be a frightening experience for any borrower. After all, many have their share of rude, threatening phone calls and letters from debt collectors. If you find yourself in this situation (or you want to avoid it), you need to be familiar with the Fair Debt Collections Act definition. It stipulates some practices a collection agency can’t do. You can also … [Read more...]
