How Much To Save for Retirement
Are you concerned that your current retirement plan isn’t going to cut it? Or Have you not started saving for retirement yet and want to know where to begin? No matter which situation you’re in, the reality is that we all worry about whether we’ll have what we need when it’s time to retire. After […]
Continue Reading37 Tips To Debt Free Living
Does debt-free living seem unrealistic? Many Americans think so. As of July 2018, consumer debt in America totaled $3.918 trillion, including both non-revolving and revolving debt. That means the average family owes more than $7,000 in credit card debt in addition to their mortgage, auto loans, student loans and other secured lines of credit. While […]
Continue ReadingHow Much of Your Paycheck Should You Save?
We all know the importance of saving money. But more often than not, it’s easier said than done. Saving money is a huge struggle for most people. Do you want to retire young? Travel the world? Start a business? Maybe you’d eventually like to get married, buy a house, and go on that dream vacation. […]
Continue ReadingDrowning In Debt? Here’s 10 Ways To Get Back on Track
So, you’ve found yourself drowning in debt? You aren’t the first person, and you won’t be the last. We live in a society where we often feel we need to have the latest gadget, the newest car and the biggest house. This leads to debt. Being in debt is never easy. Illness, job layoffs, and […]
Continue Reading5 Best Balance Transfer Cards
If your credit card payments aren’t making a dent in your total balance, then you know how frustrating it is to see the interest accruing each month. It seems like no matter how much money you put towards the payments, you’re just ending up owing more each month after the interest is calculated. You need […]
Continue Reading11 Tips on How To Raise Credit Score Fast
Credit is the short term definition of financial trustworthiness. When looking to make a financial move, your credit is going to play the biggest role in whether or not the lender is willing to give you the loan. Basically, consumers use credit as a means to obtain services and goods today, but divide the cost […]
Continue ReadingHow To Write A Cease And Desist Letter
Are you tired of receiving harassing phone calls from debt collectors? Are you desperate to put a stop to it? We all know we should pay our debts. But, a collection agency does not have the right to harass you, even if you are behind on your payments. Luckily, the Fair Debt Collection Practices Act […]
Continue Reading7 Best Credit Cards For No Credit
If you don’t have any credit established, you might know that trying to do so is kinda a tricky situation. In order to qualify for the best credit cards, you need to have an established credit history. But how can you establish your credit if you don’t qualify for a credit card to get started? […]
Continue ReadingHow To Negotiate Your Own Credit Card Settlement
Have you been considering negotiating your own credit card settlement? If so, it’s time to take charge and get started. Not sure what your first step should be? You probably have an idea of how the process works, but maybe you’re not sure how to tackle it on your own. Don’t worry, we’ve got your […]
Continue Reading0% APR Credit Card Offers: Top 9 Picks
Have you been getting offers in the mail for a 0% APR credit card, but not sure if it’s the right choice for you? Let’s break down what it means to get a 0% intro APR credit card so you can make the decision on whether or not it’s a smart move for you to […]
Continue ReadingAbout Get Out Of Debt
Get Out Of Debt’s Mission is to provide resources on how to eliminate your debt, plan for retirement, own a home, save money, and invest wisely. We hope to educate you on how to meet your financial needs in an easy to understand and effective way so you can make the right decisions now and for your future.