It's that time of year again when our thoughts turn to holiday giving. Unfortunately for many, this is also the time when we blow up our budget trying to get everyone the right gift. You can still enjoy the spirit of giving if you use these 21 Christmas budgeting tips. Remember, it's never too late to start planning for the holiday. 1. Decide Your Maximum Budget The … [Read more...]
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Credit Union vs Bank: Which Is For You?
When the time comes to put your hard earned money into an account to save or invest it, we don't always know where to go. Where will you get a good rate paired with great customer service? To help you make a decision on the type of institution that'll benefit you the most, we've put together some information on using a credit union vs bank. What is a Credit Union? A … [Read more...]
Cheap Car Insurance | What You Need To Know
Car insurance is a requirement if you own a car. But, there's no reason to pay more than you have to for it. The average cost of car insurance is around $1,426 per year. That breaks down to $118.63 per month. Of course, these costs will vary based on your personal circumstances, and especially your location. We all want to get more out of our insurance while paying … [Read more...]
10 Best Money Saving Apps
We're always looking for the best deal. The more we can save on a product, the more money we can put away for something else. If you struggle to save money, you are not alone. Only 16% of Americans save the recommended 15% of what they make, and 20% do not save anything at all. What's the problem? We're stretched thin. Research shows that Americans are struggling to … [Read more...]
Easy Monthly Budget Template
Are you at the point where you're in the red every month, but you don't know where you can cut back? Are you not sure how to organize your finances or create a budget plan in the first place? Getting your finances organized can be overwhelming. But, we're here to help you. We'll show you how you can break down your budget and allocate your funds appropriately. Then, … [Read more...]
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