Are you at the point where you can’t afford more than your minimum payments every month? Are your credit card balances just continuing to increase with every statement? If so, you’re probably ready to throw your hands up and scream. Odds are that you’ve exhausted all of your options at this point. You don’t know where to find any additional money to put towards your … [Read more...]
Get Out Of Debt
16 Must Read Tips Before Starting Debt Settlement
So you've decided to go through the debt settlement process. You're going to end up paying less than you owe and getting out of debt much faster than you would otherwise. But, there are some things that are important you pay attention to during the process. Here are a few tips on how to navigate your finances once you decide to settle your debts. In this … [Read more...]
Debt Settlement vs Debt Consolidation
So you’ve found yourself in some credit card debt. Maybe your household experienced a job loss or you were hit with some unforeseen medical expenses. No matter how you got here, you need to get yourself out. But how? Dealing with credit card balances higher than your paycheck can be frustrating to say the least. You’re paying your monthly minimums, but your balances … [Read more...]
How To Write A Debt Settlement Letter
If you’re getting heckled with calls from creditors and receiving past due bills in the mail everyday, you’re probably ready to throw your hands up and scream. You can see the interest increasing your balances every month, but you can’t afford to pay them down. Your credit score has started to drop, and you’re worried that this debt is going to negatively affect your … [Read more...]
The Bankruptcy Definition Explained
Feeling like all roads are leading towards bankruptcy? Before you take the plunge, it’s important to understand what bankruptcy really is and how it will affect you. The emotional distress can be overwhelming all on its own. And on top of that, bankruptcy documents come with a lot of legal mumbo jumbo that can be hard to understand. But don’t worry, we’ve put together a … [Read more...]
5 Steps To Rebuild Credit After Bankruptcy
Are you thinking about how and where to start rebuilding your credit after bankruptcy? After going through the bankruptcy process, raising your credit score is an essential step to being financially stable. Even though your bankruptcy will stay on your credit report for up to 10 years, there are things you can do to start rebuilding your credit today. That’s why we’ve … [Read more...]
Debt Collections | How To Deal With Debt Collectors
Debt collections can be a frightening experience for any borrower. After all, many have their share of rude, threatening phone calls and letters from debt collectors. If you find yourself in this situation (or you want to avoid it), you need to be familiar with the Fair Debt Collections Act definition. It stipulates some practices a collection agency can’t do. You can also … [Read more...]
How to Get Out Of Debt Fast In 2018
If you're having financial difficulties, you need to learn how to get out of debt fast. After all, being in a huge amount of debt causes you severe stress. You first need to realize that debt repayment needs to be a priority. Once you've done that, it's just a matter of following a few simple strategies. That's why we've put together these tips to help you get out of debt … [Read more...]
