If you're having difficulty staying on top of your bills, I bet you can imagine how good it would feel to be completely debt free. But being debt free is not something that magically happens overnight, it takes a lot of time and effort in order to get yourself out of debt. So what if you've tried over and over again on your own and you just haven't gotten … [Read more...]
Get Out Of Debt
When & How To Send A Debt Validation Letter
Have you been getting collection calls or letters demanding that you pay an old debt? Or Have these notices been about a debt that you're not sure belongs to you? If you're in one of these situations, the next logical step is to send a debt validation letter in order to verify that the debt is yours, and that you do indeed owe the balance. But what goes into a debt … [Read more...]
How To Pay Off Debt in 8 Easy Steps
Nobody wants to be in debt. But, it's very easy to find yourself in over your head if you're not careful. Don't stress out about it! Instead, work on developing a plan for how to pay off debt and manage your finances properly. Not sure how to get started? No worries, we're going to explain to you how debt works, and give you the guide to paying off debt in 8 … [Read more...]
Debt Consolidation Loan | What You Need To Know
Are you feeling like you’re drowning in debt and can't seem to find a way to lower your balances? Or Have you been attempting to negotiate a lower interest rate from your creditor with no luck? You're probably struggling with: High interest rates Too many bills to pay High monthly payments Less spare money to do other things If all of these things … [Read more...]
Drowning In Debt? Here’s 10 Ways To Get Back on Track
So, you've found yourself drowning in debt? You aren't the first person, and you won't be the last. We live in a society where we often feel we need to have the latest gadget, the newest car and the biggest house. This leads to debt. Being in debt is never easy. Illness, job layoffs, and divorce are just some of the life events that can lead to debt. That means we … [Read more...]
How To Write A Cease And Desist Letter
Are you tired of receiving harassing phone calls from debt collectors? Are you desperate to put a stop to it? We all know we should pay our debts. But, a collection agency does not have the right to harass you, even if you are behind on your payments. Luckily, the Fair Debt Collection Practices Act protects you, your family, and friends from being constantly contacted … [Read more...]
How To Negotiate Your Own Credit Card Settlement
Have you been considering negotiating your own credit card settlement? If so, it’s time to take charge and get started. Not sure what your first step should be? You probably have an idea of how the process works, but maybe you’re not sure how to tackle it on your own. Don’t worry, we’ve got your back. We’ll explore all the steps you’ll need to go through to … [Read more...]
The 8 Best Debt Settlement Companies
So you’ve decided that debt settlement is going to be your best option for your current situation. You love the fact that you’re going to save a ton of money and be out of debt in way less time than you would be on your own. You’ve got a plan of action, but who is going to ensure it all runs smoothly for you? It’s imperative to your success that you team up with a … [Read more...]
