Budgeting is difficult, and just plain stressful for most people. No one wants to sit down and track their income vs their debts, but it needs to be done! Fortunately, there's a ton of budget tools on the market that can help make the process easier for you. These tools will give you one convenient place to see all of your accounts and monitor your finances so you can … [Read more...]
Money Saving Tips
How To Build A Rainy Day Fund
Unexpected expenses are just that, unexpected. There's no way to know when something is going to happen and you're going to be left struggling to pay for it. The truth is that saving money is not easy, and it becomes even more difficult as your bills begin piling up. This is why it's so important to give yourself peace of mind with a rainy day fund. By creating one, you … [Read more...]
10 Best Money Saving Apps
We're always looking for the best deal. The more we can save on a product, the more money we can put away for something else. If you struggle to save money, you are not alone. Only 16% of Americans save the recommended 15% of what they make, and 20% do not save anything at all. What's the problem? We're stretched thin. Research shows that Americans are struggling to … [Read more...]
How to Save Money on Food
We all want to have nourishing food on the table, but this isn't always the easiest thing to do on a budget. There are several ways to save money on food everyday if you simply plan your grocery shopping better. According to a writeup in USA Today which was published in December of 2017, the average American spends $4,049 a year on groceries and an additional $3,154 eating … [Read more...]
21 Christmas Budgeting Tips
It's that time of year again when our thoughts turn to holiday giving. Unfortunately for many, this is also the time when we blow up our budget trying to get everyone the right gift. You can still enjoy the spirit of giving if you use these 21 Christmas budgeting tips. Remember, it's never too late to start planning for the holiday. 1. Decide Your Maximum Budget The … [Read more...]
27 Money Management Tips for Saving and Spending Wisely
There is always an assumption made that people in debt do not manage their money well. This is not always the case, sometimes things happen which create money problems. There are some simple money management tips that you can use whether you are saving or spending which can help you avoid more debt. Here are 27 money management tips that could work for you. 1. You must … [Read more...]
How To Save Money On Groceries
Food defines us. The kitchen table is where families have been gathering for millenniums. However, groceries take up a big portion of the average American family's budget. According to the USDA, Americans spend between 12.4 and 33% of their income on groceries. That averages out to between $146 and $289 per week. Many are spending as much on groceries as they are on … [Read more...]
17 Ways To Save Money On A Tight Budget
When you're in debt, saving money is a challenge. When you've committed to a strict budget, saving money can be difficult. If you think being on a budget means no way to save more money, you're wrong! We can help you find hidden savings you may not even know are available. Here are 17 ways to save money on a tight budget. We’re going to cover: Local … [Read more...]