The Ultimate get Out of Debt Checklist
Easily Understand, Manage and Track Your Journey Towards Getting Debt Free
Take the guesswork out of becoming debt free. Use this detailed and easy to understand checklist to get organized and confident so you know exactly what steps you need to take to get out of debt fast.
Get Organized: Armor yourself with the 4 things every credit card holder needs to have in front of them BEFORE attempting to negotiate debts
Create A Budget: One that's ACTUALLY DOABLE, and will help you maximize the amount of cash you bring to the negotiation table to lower your payments, rates and balances
Negotiate Using the "6 Golden Nugget Rule": Lock in the rate, payment, budget, and balance that YOU choose before your creditor even knows what hit them using these 6 negotiation nuggets. This is the secret sauce :-)
Set It In STONE: Make your new negotiated lower payment and balance permanent, so you always have leverage over your creditor